First Choice Mortgage & Protection
Terms & Conditions
Last updated: 24 September 2025
These Terms and Conditions (“Terms”) govern your use of our website https://www.firstchoicemortgages.net/ (the “Site”) and the services provided by First Choice Mortgage & Protection Ltd. (“we”, “us”, “our”). By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, you should not use this Site.
1. About us
First Choice Mortgage & Protection Ltd. provides mortgage and financial advice services within the United Kingdom. We are committed to delivering accurate information and professional support. All services are subject to applicable regulations, including the rules of the Financial Conduct Authority (FCA) where relevant. Our contact email is simon@firstchoicemortgages.net
2. Use of the website
You agree to use this Site only for lawful purposes. You must not misuse the Site by knowingly introducing viruses, malicious software, or attempting to gain unauthorised access to our systems. The information provided on this Site is intended as general guidance and should not be considered financial or legal advice unless you formally engage us for advisory services.
3. Services and advice
Any mortgage advice, recommendations, or related services are only provided once you have formally engaged First Choice Mortgage & Protection Ltd. as your adviser. Submitting an enquiry form or contacting us does not in itself create a client-adviser relationship. Full advice will always be confirmed in writing following the necessary assessments and compliance checks.
4. Accuracy of information
While we take reasonable steps to ensure the information on our Site is accurate and up to date, we do not guarantee that it is free from errors or omissions. We are not responsible for any reliance you place on the content without seeking further professional advice. Mortgage rates, lender criteria, and financial products may change without notice.
5. Third-party links
Our Site may include links to third-party websites, tools, or resources. These are provided for your convenience only. We have no control over the content or availability of such sites and accept no responsibility for them or for any loss that may arise from your use of them.
6. Intellectual property
All content on this Site, including text, graphics, logos, and design, is the property of First Choice Mortgage & Protection Ltd. or its licensors. You may view, download, and print content for personal use only. You may not copy, reproduce, distribute, or exploit any content for commercial purposes without our prior written permission.
7. Limitation of liability
To the fullest extent permitted by law, First Choice Mortgage & Protection Ltd. excludes all liability for any loss or damage arising out of or in connection with your use of this Site. This includes, without limitation, indirect or consequential loss, loss of data, loss of profits, or business interruption. Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud, or any matter which cannot be excluded by law.
8. Data protection and privacy
Your use of our Site is also governed by our Privacy Policy, which explains how we collect and process personal data. By using our Site, you consent to such processing and confirm that all data you provide is accurate.
9. Governing law
These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or in connection with these Terms will be subject to the exclusive jurisdiction of the courts of England and Wales.
10. Changes to these Terms
We may revise these Terms from time to time. Updated versions will be posted on this page with a revised “Last updated” date. Continued use of the Site after changes are made will be deemed acceptance of the new Terms.
By using this Site, you confirm that you have read, understood, and agreed to these Terms and Conditions.