First Choice Mortgage & Protection
Protection Insurance
Life Insurance Life insurance provides financial protection for the people who matter most to you. It can provide a lump sum if you die during the term of the policy, helping to repay your mortgage and other debts or providing financial security for your family at a difficult time. We'll help you understand the different types of cover available and find a policy that's appropriate for your circumstances, priorities and budget.
Income Protection Insurance Income protection insurance is designed to provide you with a regular income if you're unable to work due to illness or injury. Depending on the policy, it can replace a proportion of your usual earnings and continue paying until you're able to return to work, the policy term ends or you retire. We'll help you consider how much cover you may need, when you would want payments to begin and which type of policy is most appropriate for your circumstances and budget.
Critical Illness Insurance Critical illness insurance is designed to typically provide a lump sum if you're diagnosed with a serious illness or medical condition covered by your policy, such as certain types of cancer, heart attack, stroke, multiple sclerosis or Parkinson's disease. The payment can help reduce the financial pressure at a difficult time - whether that's repaying some or all of your mortgage, replacing lost income or helping with additional costs while you concentrate on your recovery. We'll help you understand the cover available and find a policy suited to your circumstances and budget.