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Protection Insurance

Life Insurance It's a sobering fact that we will all eventually die and we would all like our loved ones to be taken care of when that happens. Life insurance can pay out a lump sum to either pay off your mortgage or just provide an income for your family when you are gone.

Income Protection Insurance Depending on the policy terms, Income protection insurance can pay a percentage of your income, if you can't work because of sickness or disability and continues until you return to paid work or you retire. Income protection insurance is also known as permanent health insurance.

Critical Illness Insurance Critical Illness Protection pays a lump sum if you are diagnosed with a specified condition covered by your policy. These can include serious illnesses such as certain types of cancer, heart attack, stroke, multiple sclerosis or Parkinson’s disease

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

-The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK

For our mortgage advice services, we will charge a fee of between £0 and £999, depending on the complexity of the case. The average fee is £150 for a decision in principle and £150 for a full mortgage application. These fees are paid before the applications are made.

 

No fee is charged for insurance products; we will receive commission from the product provider

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© 2026  First Choice Mortgages & Protection Ltd.

 

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